Swift Tour On Road Price: A Comprehensive Guide
swift tour on road price
The Maruti Suzuki Swift is a household name in the hatchback market, renowned for its sporty design, fuel efficiency, and dependable performance. When planning to purchase a Swift, understanding its on-road price is crucial. The on-road price encompasses all expenses associated with the car, including taxes, insurance, and registration, beyond the showroom price. This guide breaks down the components of the Swift’s on-road price, providing a clear understanding for prospective buyers.
What is the On-Road Price?
The on-road price of a car is the final amount a buyer pays to drive it out of the dealership. This price includes:
- Ex-Showroom Price: The price set by the manufacturer and excludes taxes, insurance, and other fees.
- RTO Charges (Road Tax): A mandatory state government tax for registering the vehicle.
- Insurance Premium: The cost of insuring the car, which can vary depending on the type of policy chosen.
- Logistic Charges: Fees for transporting the car from the manufacturing unit to the dealership.
- Optional Add-Ons: Charges for accessories, extended warranties, or service packages.
By knowing these components, you can calculate the approximate on-road price of the Swift model you’re considering.
Variants of the Maruti Suzuki Swift
The Swift is available in various trims, each catering to a different audience based on budget and requirements. Here are the key variants and their features:
1. Swift LXi
The base model of the Swift is budget-friendly, offering essential features for a comfortable driving experience. It is equipped with a 1.2L Dual Jet petrol engine, a manual transmission, and basic safety features like ABS and airbags.
Ex-Showroom Price: ₹5.99 lakh (approx.)
On-Road Price: ~₹6.70 lakh
2. Swift VXi
The mid-level variant, Swift VXi, includes additional features such as an advanced infotainment system, rear parking sensors, and automatic climate control.
Ex-Showroom Price: ₹6.89 lakh (approx.)
On-Road Price: ~₹7.90 lakh
3. Swift ZXi
The top-end variant, Swift ZXi, offers premium features like a touchscreen display, alloy wheels, and reverse parking cameras. It is perfect for those seeking enhanced comfort and style.
Ex-Showroom Price: ₹7.77 lakh (approx.)
On-Road Price: ~₹8.90 lakh
4. Swift ZXi+
The fully loaded ZXi+ variant includes cutting-edge technology such as cruise control, automatic headlamps, and a smart keyless entry system.
Ex-Showroom Price: ₹8.46 lakh (approx.)
On-Road Price: ~₹9.70 lakh
Key Factors Influencing On-Road Price
1. Geographical Location
The on-road price varies from state to state due to differences in road tax and registration charges. For example, buying a Swift in Delhi may be cheaper than in Maharashtra due to lower RTO rates in Delhi.
2. Insurance Type
Choosing between a third-party insurance policy or a comprehensive insurance policy will impact the on-road price. A comprehensive policy is more expensive but offers broader coverage, including damage to your vehicle.
3. Optional Accessories
Adding accessories such as seat covers, alloy wheels, or a navigation system increases the final price. Many dealerships also offer customization packages that enhance the car’s aesthetic and functional appeal.
4. Loan and Financing Options
If you opt for financing, your overall expenses could include processing fees and interest charges, indirectly affecting your on-road cost.
Benefits of Knowing the On-Road Price
Understanding the on-road price offers several advantages:
- Budgeting: Helps in planning finances better and avoiding unexpected costs.
- Comparison: Allows you to compare prices across dealers and states for the best deal.
- Customization Planning: Enables you to decide on optional features and accessories based on affordability.
- Loan Calculation: Provides a clear picture of the loan amount required, including down payment and EMI.
Tips to Get the Best Deal on the Swift
1. Negotiate with Dealers
Dealerships often have some flexibility in pricing. Negotiate on insurance, accessories, and other add-ons to get the best deal.
2. Look for Seasonal Discounts
Car manufacturers and dealers offer festive discounts or year-end promotions, which can reduce the overall cost significantly.
3. Opt for Pre-Owned Options
If you’re on a tight budget, consider a certified pre-owned Swift. These cars come with verified histories and warranties, ensuring peace of mind.
4. Compare Loan Offers
Different banks and NBFCs provide varied interest rates and terms. Compare them to secure the best loan offer for your purchase.
Is the Swift Worth Its Price?
The Maruti Suzuki Swift continues to dominate the hatchback segment, offering exceptional value for its price. Here’s why it remains a top choice:
- Performance: The Swift’s peppy engine and smooth handling make it a joy to drive, both in city traffic and on highways.
- Fuel Efficiency: With a mileage of up to 23.76 km/l, it ensures low running costs.
- Resale Value: The Swift’s strong brand reputation translates to excellent resale value, making it a sound investment.
- Affordable Maintenance: Maruti’s extensive service network and affordable spare parts contribute to lower maintenance costs.
Conclusion
The on-road price of the Maruti Suzuki Swift varies depending on the variant, location, and additional costs like insurance and accessories. Understanding these components ensures a transparent buying process and helps you make an informed decision. Whether you’re a first-time buyer or upgrading your current car, the Swift offers unbeatable value for its price, combining style, performance, and practicality.
Before heading to the dealership, calculate the estimated on-road price using online tools or consult directly with the dealer. With this knowledge, you can confidently step into the world of Maruti Suzuki Swift and enjoy a seamless car-buying experience.
